Roger Anda

Licensed: The business has passed necessary state or local exams and meets the minimum government requirements to legally operate in their specific trade.

For Trade Specialists (Plumbers, Electricians, HVAC): Verify their credentials online through the Indiana Professional Licensing Agency (IPLA) Search and Verify Portal. The state strictly regulates these specific professions, and they must hold an active IPLA-issued license to legally operate.

For General Contractors, Roofers, and Remodelers: Verify their registration directly with your local municipality’s building or permit department.

Bonded: A third-party surety agency provides a financial guarantee. If the contractor fails to complete the job, violates contract terms, or causes specific financial losses, the bond can reimburse you.

Verify the Bond: Ask the business for the name of their surety company and the bond number. You can contact the surety company directly to confirm the bond is valid.

Insured: The company carries business liability and workers’ compensation insurance. If a worker gets injured or your property is accidentally damaged while they are on the job, the insurance covers the costs instead of you being held liable.

Request a Certificate of Insurance (COI): Always ask for a COI directly from the contractor or their insurance provider. This document will show you the exact types of coverage, the policy limits, and the expiration dates to ensure they are covered while performing the work on your property.

Where I come in:

As a local home improvement expert, I know how to navigate these fields and verify that I am networked with legitimate and qualified businesses. If you would like some free assistance to make sure you are working with Licensed, Bonded, and Insured professionals, reach out today.